Cost & Coverage
As a Base (Catastrophic) health plan member, your first 3 visits to your primary care doctor are covered at no cost and you'll receive free coverage for preventive health visits to keep you and your family healthy. For all other services, such as your 4th visit to your primary care doctor, care provided by a specialist or emergency care, you are responsible for paying out of your pocket until you meet your deductible. Once you reach your deductible, your care is covered in full for the remainder of the year.
To enroll in the Base plan, you must be under the age of 30, cannot afford minimum essential coverage or qualify for a hardship exemption.
- Learn More About the Base (Catastrophic) PlanOpen a PDF
- Learn More About the Base (Catastrophic) PlanOpen a PDF
View a Summary of Benefits & Coverage
- Base (Catastrophic) Summary of Benefits & CoverageOpen a PDF
- Base (Catastrophic) Summary of Benefits & CoverageOpen a PDF
View a Contract & Other Legal Information for Prospective Members
Embedded Pediatric Dental
In compliance with New York State mandates, all our medical plans include low-cost pediatric dental coverage for those under age 19. You can choose to exclude pediatric dental coverage, while maintaining comprehensive coverage for adults, if you already have coverage from another health plan.
Exclusive Member Benefits
ThriveWellSM, in partnership with Personify Health, is your digital home base for health and wellbeing. Get access to tools and support to make small, everyday changes in the areas you want to improve most.
As our member, you'll enjoy additional perks including:
- No referrals needed for specialist appointments
- Discounts with Blue365®
- 24/7 Nurse Call Line
- Access to 6,000+ health topics
- And more!
A Great Provider Network
All of our plans give you access to thousands of top-quality doctors, hospitals and pharmacies locally and nationwide through the BlueCard Network.
